Our sustainabilty-focused investment solution


Our TAM Sustainable World service provides investors with a range of sustainability-focused investment portfolios designed to protect and grow their wealth in a socially responsible manner.

What is sustainability-focused investing?

Sustainability-focused refers to investing in a way that contributes to a sustainable economy. A sustainable economy is one that is resilient and provides a good quality of life for everybody. It stays within the limits of the planet and helps keep global warming well within the below 2°C threshold. There are various frameworks through which to invest to contribute to these outcomes, such as sustainable impact, green and thematic investing approaches, alongside strong stakeholder engagement. Investing responsibly has evolved drastically in the last few decades. Beginning primarily as ethical investing, where funds would solely screen out unsustainability at the sector level. As the market has evolved, with growing awareness of the mounting issues humankind faces, asset managers have developed a series of innovative approaches enabling clients to generate genuine positive impact by investing in companies that are tackling the world’s biggest challenges.

Our portfolios

RISK PROFILE INCEPTION AMC
THIRD PARTY
RISK RATINGS
THIRD PARTY
PLATFORM
AVAILABILITY
FACTSHEET
Defensive 01-Mar-2016 0.40%

7IM | Abrdn | Aviva Fidelity | M&G Wealth  Morningstar Wealth  Novia Global | Quilter Scottish Widows Transact Defensive
Cautious 01-Aug-2013 0.40%

7IM | Abrdn | Aviva Fidelity | M&G Wealth  Morningstar Wealth  Novia Global | Quilter Scottish Widows Transact Cautious
Balanced 01-Sep-2014 0.40%

7IM | Abrdn | Aviva Fidelity | M&G Wealth  Morningstar Wealth  Novia Global | Quilter Scottish Widows Transact Balanced
Growth 01-Sep-2014 0.40%

7IM | Abrdn | Aviva Fidelity | M&G Wealth  Morningstar Wealth  Novia Global | Quilter Scottish Widows Transact Growth
Adventurous 01-Jun-2014 0.40%

7IM | Abrdn | Aviva Fidelity | M&G Wealth  Morningstar Wealth  Novia Global | Quilter Scottish Widows Transact Adventurous

Our approach to risk

Clients can select an investment portfolio that most closely reflects their investment return objectives and attitude to risk. We offer five Defaqto and Dynamic Planner risk-rated model portfolio options, ranging from more defensive lower risk returns, through to higher risk equity-based returns.

Defensive
This model seeks to generate modest returns higher than cash in the bank over the short medium term (3 to 5 years or more) with potential for consistent though constrained capital growth. Portfolios will typically comprise 10% equity and 90% non-equity - though weightings may deviate within set parameters, allowing our managers to react to market conditions.

Cautious
This model seeks to generate modest capital growth higher than bond based returns over the short to medium term (3 to 5 years or more) by employing a more cautious investment strategy. Portfolios will typically comprise 30% equity and 70% non-equity - though weightings may deviate within set parameters, allowing our managers to react to market conditions.

Balanced
This model seeks to generate capital growth over the medium term (5 years or more), with the aim of riding out short term fluctuations in value. Portfolios will typically comprise 50% equity and 50% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.

Growth
This model seeks to generate higher capital growth over the medium to long term (5 to 7 years or more) by employing a more dynamic investment strategy. Portfolios will typically comprise 70% equity and 30% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.

Adventurous
This model seeks to generate strong capital growth over the long term (7 years or more) and can experience frequent and higher levels of volatility. Portfolios will typically comprise 90% equity and 10% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.

 

TAM ESG Risk Chart
 

The diagram is for illustrative purposes only. The value of investments, and the income from it, may go down as well as up and may fall below the amount initially invested. Weightings may deviate from these levels at the Investment Team's discretion whilst staying within specific guidelines, so the above asset allocation is intended as a guide only.

Discover our full range of model portfolios