Defensive
Passive Defensive seeks to generate modest returns higher than cash in the bank over the short to medium term (3 to 5 years or more) with potential for consistent though constrained capital growth. The portfolio has a more defensive approach to equity exposure compared to Passive Cautious - typically comprising 10% equity and 90% non-equity.
Cautious
Passive Cautious seeks to generate modest capital growth higher than bond-based returns over the short to medium term (3 to 5 years or more) by employing a more cautious passive investment strategy than Passive Balanced. The portfolio will have a modest approach to equity exposure - typically comprising 30% equity and 70% non-equity.
Balanced
Passive Balanced seeks to generate capital growth over the medium term (5 years or more), with the aim of riding out short-term fluctuations in value. The passive investment portfolio will have a more balanced approach to equity exposure compared to Passive Growth - typically comprising 50% equity and 50% non-equity.
Growth
Passive Growth seeks to generate higher capital growth over the medium to long term (5 to 7 years or more) by employing a more dynamic investment strategy. The portfolio will have a higher exposure to equities compared to Passive Balanced - typically comprising 70% equity and 30% non-equity.
Adventurous
Passive Adventurous seeks to generate strong capital growth over the long term (7 years or more) and can experience frequent and higher levels of volatility than Passive Growth. This passive investment portfolio will have a large exposure to equities - typically comprising 90% equity and 10% non-equity.
The diagram is for illustrative purposes only. The value of investments, and the income from it, may go down as well as up and may fall below the amount initially invested. Weightings may deviate from these levels at the Investment Team's discretion whilst staying within specific guidelines, so the above asset allocation is intended as a guide only.
