Our Approach To Investing

Investment Objective Review And Objective Setting

Whether you're looking for investment management in London or internationally, the key is to ensure that, from the outset, every client has a realistic idea as to what they can expect from TAM. Therefore, before signing up to our services clients must ensure that they have established an accurate investment objective with their adviser. This will form the cornerstone of how we manage their assets assets. However, we understand that as time goes on, clients' investment horizons may change and they will be affected by their personal circumstances. We recommend that, if their goals or circumstance change, clients inform their adviser immediately and re-evaluate their portfolio to ensure it is balanced and in line with these changes. As each investor's objective and risk profile may change according to circumstances, we recommend that these are re-evaluated continually.

Investment Strategy Formulation

Once we have been informed of a client's investment objective, we will propose an investment strategy that we believe is aligned with those requirements and objectives. They form the basis of a strategy that will include both asset and security selection proposals.

Asset Allocation

Asset allocation is a medium to long-term process designed to capture more macro-economic determined events through investing in asset classes that we expect to appreciate and withdrawing from those we expect to decline. Our investment team attempts to ensure that the asset allocation of the portfolio between the various asset classes is continually managed according to the changing economic cycles and financial markets. However, this process is always managed in accordance with the investment mandate and corresponding risk profile. During certain phases of the economic cycle, asset allocation is the most effective method of maintaining the performance of portfolios.

Fund And Security Selection

Across our active portfolio ranges we monitor a universe of over 7000 funds. After conducting structured and comprehensive research and due diligence, we then choose the right funds for each portfolio. For actively managed funds, further in-depth qualitative analysis is undertaken, and our team of analysts visit the managers we invest with, conducting 100s of manager interviews a year. All of this is to ensure the accurate selection of investments for your client’s portfolio. We invest with the best fund managers from the largest fund houses around the world, aiming to invest in the lowest cost institutional focused funds.

Performance Monitoring And Review

Each portfolio is individually benchmarked in accordance with risk profiling and is monitored and reviewed by our investment managers on an on-going basis. Each individual fund is also checked for any style shift within the strategy employed to ensure that the continued management is in line with our expectations. We also continually monitor for any deviation from performance expectation against peer group and within strategy to ensure, as far as possible, that the underlying managers do not take actions that may impinge upon their ability to generate on-going satisfactory returns. A more formal review is also regularly undertaken by our investment management team in London.

Risk Management

Each of our model portfolios is risk profiled so you can intuitively know which is appropriate to meet your client's investment objectives, which can be changed during the life cycle of their investment depending on their circumstances. Each of our services is available in Defensive to Adventurous, and our Premier service benefits from an additional Speculative portfolio option.

The chart is for illustrative purposes only. Weightings may deviate from these levels at the Investment Team's discretion whilst staying within specific guidelines.

Diversification

We understand that clients require a global perspective when investing. This ensures the broadest opportunity set to identify investments we believe will perform well in every economic environment. Building a diversified portfolio is an important aspect of our risk management process and ensures clients enjoy the benefits of rising markets and importantly protection for their portfolio during times of market volatility. Our portfolios are diversified by asset class, geographic region, strategy and fund manager. For more information about our diversified investment management strategy, just click here.

The chart is for illustrative purposes only. Weightings may deviate from these levels at the Investment Team's discretion whilst staying within specific guidelines.

Learn more about our approach to investing

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