Our dynamic investment solution


TAM Premier is our leading active asset management service backed by a proven active investment strategy. It offers the broadest range of risk graded portfolio choices comprising the widest variety of diversified funds, all with a proven 10 year track record. TAM Premier clients can select an investment portfolio that most closely reflects their investment return objectives and attitude to risk. We offer seven risk-graded portfolios that span the risk spectrum from more defensive, lower risk returns, through to higher risk, equity based investment returns.
PORTFOLIO INCEPTION AVAILABILITY AMC FACTSHEET
      Direct Platform  
Premier Liquidity Plus 1-Jan-2011 Direct, 7IM, Ascentric, Aviva, Novia, Transact 0.50% 0.30% Liquidity Plus
Premier Defensive 1-Jan-2012 Direct, 7IM, Ascentric, Aviva, Novia, Transact 0.50% 0.30% Defensive
Premier Cautious 1-Jan-2008 Direct, 7IM, Ascentric, Aviva, Novia, Transact 0.50% 0.30% Cautious
Premier Balanced 1-Jul-2008 Direct, 7IM, Ascentric, Aviva, Novia, Transact 0.50% 0.30% Balanced
Premier Growth 1-Jan-2008 Direct, 7IM, Ascentric, Aviva, Novia, Transact 0.50% 0.30% Growth
Premier Adventurous 1-Jan-2008 Direct, 7IM, Ascentric, Aviva, Novia, Transact 0.50% 0.30% Adventurous
Premier Speculative 1-Jan-2010 Direct, 7IM, Ascentric, Aviva, Novia, Transact 0.50% 0.30% Speculative

The TAM Premier Portfolios


Liquidity Plus
Exclusively available to Premier clients, Premier Liquidity Plus is the lowest risk offering TAM provides, aiming to generate a return slightly above cash while maintaining low volatility and high level of liquidity. The managers will invest solely in non-equity investments including money market funds, which are comprised of cash equivalents, though will also allocate to a lesser extent to high quality short duration fixed interest and alternatives, including absolute return funds. The portfolio is ideal for those wanting to access their money at shorter notice, but who also want to maintain a defensive structure to their investments to help ensure volatility is minimised.

Defensive
Premier Defensive seeks to generate modest returns higher than cash in the bank over the medium term with potential for consistent though constrained capital growth. The portfolio has a more defensive approach to equity exposure compared to Premier Cautious - typically comprising of 15% equity and 85% non-equity - though weightings may deviate within set parameters, allowing our managers to react to market conditions.

Cautious
Premier Cautious seeks to generate modest capital growth higher than bond based returns over the short to medium term by employing a more cautious investment strategy than Premier Balanced. The portfolio will have a modest approach to equity exposure - typically comprising of 35% equity and 65% non-equity - though weightings may deviate within set parameters, allowing our managers to react to market conditions.

Balanced
Premier Balanced seeks to generate capital growth over the medium to longer term, with the aim of riding out short-term fluctuations in value. The portfolio will have a more balanced approach to equity exposure compared to Premier Growth - typically comprising of 50% equity and 50% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.
 


Growth
Premier Growth seeks to generate higher capital growth over the medium to long-term by employing a more dynamic investment strategy. The portfolio will have a higher exposure to equities compared to Premier Balanced - typically comprising of 70% equity and 30% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.

Adventurous
Premier Adventurous seeks to generate strong capital growth over the longer term and can experience potentially frequent and higher levels of volatility than Premier Growth. The portfolio will have a large exposure to equities - typically comprising of 85% equity and 15% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.

Speculative
Exclusively available to our Premier clients, Premier Speculative seeks to generate aggressive capital growth over the longer term and can experience very high levels of volatility in both the short and longer term. The portfolio will have a higher exposure to equities compared to Premier Adventurous - potentially comprising of 100% equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.


The diagram is for illustrative purposes only. The value of investments, and the income from it, may go down as well as up and may fall below the amount initially invested. Weightings may deviate from these levels at the Investment Team's discretion whilst staying within specific guidelines, so the above asset allocation is intended as a guide only.