Defensive
ESG Defensive seeks to generate modest returns higher than cash in the bank over the short medium term (3 to 5 years or more) with potential for consistent though constrained capital growth. The portfolio has a more defensive approach to equity exposure compared to ESG Cautious - typically comprising 10% equity and 90% non-equity - though weightings may deviate within set parameters, allowing our managers to react to market conditions.
Cautious
ESG Cautious seeks to generate modest capital growth higher than bond based returns over the short to medium term (3 to 5 years or more) by employing a more cautious investment strategy than ESG Balanced. The portfolio will have a modest approach to equity exposure - typically comprising 30% equity and 70% non-equity - though weightings may deviate within set parameters, allowing our managers to react to market conditions.
Balanced
ESG Balanced seeks to generate capital growth over the medium term (5 years or more), with the aim of riding out short term fluctuations in value. The portfolio will have a more balanced approach to equity exposure compared to ESG Growth - typically comprising 50% equity and 50% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.
Growth
ESG Growth seeks to generate higher capital growth over the medium to long term (5 to 7 years or more) by employing a more dynamic investment strategy. The portfolio will have a higher exposure to equities compared to ESG Balanced - typically comprising 70% equity and 30% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.
Adventurous
ESG Adventurous seeks to generate strong capital growth over the long term (7 years or more) and can experience frequent and higher levels of volatility than ESG Growth. The portfolio will have a large exposure to equities - typically comprising 90% equity and 10% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.
The diagram is for illustrative purposes only. The value of investments, and the income from it, may go down as well as up and may fall below the amount initially invested. Weightings may deviate from these levels at the Investment Team's discretion whilst staying within specific guidelines, so the above asset allocation is intended as a guide only.
