Investment Management For Workplace Pensions

What Auto-Enrolment Means For You

Business owners are being penalised for not having a workplace pension scheme in place. Employers must comply with their pension obligations, ensuring qualifying staff are given the workplace pension they are entitled to, or they risk receiving a hefty fine from The Pensions Regulator (TPR). Confusion between employers and advisers in relation to auto-enrolment is no excuse.

 

How We Can Help You


TAM has partnered with key pension trustees and dedicated auto-enrolment administrators to help employers navigate workplace pensions, by providing you with a complete investment solution that can be implemented in a few simple steps. These solutions will give you access to TAM’s professional investment management across a spectrum of three portfolios encompassing mainstream, ESG or Sharia investments options.

 

The Portfolios And Performance


Our workplace pensions clients benefit from full portfolio transparency, in-depth delivery and reporting no matter what size the investment. Our Focus workplace pension portfolio has a 7 year track record that has outperformed its benchmark by over 26% since inception.

 
***AVAILABLE NOW***
 
This default Focus Balanced portfolio comprises of mainstream investment vehicles including unit trusts, mutual funds and exchange traded funds (ETFs), whose managers aim to outperform their respective markets. Asset classes you could find in this portfolio are equities, government bonds, corporate bonds, alternatives, commodities and cash. Absolute return, multi-asset and property may all feature within the alternatives classification.
 
Focus Balanced seeks to generate capital growth over the medium to longer term, with the aim of riding out short term fluctuations in value. The portfolio will have a balanced approach to equity exposure, typically comprising of 50% equity and 50% non-equity, though weightings may deviate within set parameters, allowing managers to react to market conditions.

 


***COMING SOON***
 
This optional ESG Growth portfolio comprises of socially responsible investment vehicles including unit trusts, mutual funds and exchange traded funds (ETFs), whose managers aim to outperform their respective markets. Asset classes you could find in this portfolio are equities, corporate bonds, alternatives, commodities and cash. Absolute return, multi-asset and property may all feature within the alternatives classification.
 
ESG Growth seeks to generate higher capital growth over the medium to long-term by employing a more dynamic investment strategy. The portfolio will have a higher exposure to equities compared to ESG Balanced - typically comprising of 70% equity and 30% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.

 


***COMING SOON***
 
This optional Sharia Growth portfolio comprises of Sharia-compliant investment vehicles including unit trusts, mutual funds and exchange traded funds (ETFs), whose managers aim to outperform their respective markets. Asset classes you could find in this portfolio are Sharia equities, Sukuk bonds, Sharia approved commodities and cash.
 
Sharia Growth seeks to generate higher capital growth over the medium to long-term by employing a more dynamic investment strategy. The portfolio will have a higher exposure to equities compare to Sharia Balanced - typically comprising of 70% equity and 30% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.


 

Your Next Steps

With more than 6.7 million employees now in a workplace pension, the scheme is being hailed as a huge success. So if you are looking for an enhanced, transparent solution for your business, then TAM can help. By working with our key partners, you gain access to TAM’s expert investment management and online delivery that’s fully transparent and straightforward. We can help you stay compliant with TPR while securing a clearer future for your employees, so get in touch today to discuss your own auto-enrolment solution and if you want to avoid those hefty fines, don't leave it too late.

Downloads

Mainstream WPP Portfolio Factsheet

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