Regulatory and Legal
This website is intended for use by investment professionals only. The contents should not be distributed to, or relied on by, retail clients. This website and its content should not be taken as an offer, solicitation or recommendation to use or invest in the services and products mentioned throughout.
The investments and services mentioned in this website will not be suitable for all investors and TAM Asset Management Ltd does not give any guarantee as to the performance or suitability of an investment for a retail client.
Any opinions, expectations and projections within this website are those of TAM Asset Management Ltd, do not constitute investment advice or guaranteed returns.
Past performance is not a guide to future returns. The value of an investment and the income from it, may go down as well as up and may fall below the amount initially invested.
TAM Asset Management Ltd is authorised and regulated by the Financial Conduct Authority, No. 208243. Registered in England, No. 04077709. Registered Office: 10th Floor, City Tower, 40 Basinghall Street, London, EC2V 5DE. If you would like to access the Financial Conduct Authority's register please click here.
The security of clients' investments is paramount, which is why TAM do not seek to hold client assets directly and instead investments are typically held on TAM's behalf with our custodian - Pershing Securities Limited. Pershing are part of The Bank of New York Mellon Corporation (BNY Mellon), one of the world’s largest and strongest financial institutions in the world, unparalleled in terms of their size, security and experience in custody and clearing services. Further information regarding Pershing and their services can be found at their website: www.pershing.co.uk.
Financial Services Compensation Scheme
As both TAM and Pershing are authorised and regulated by the FCA, clients' money is protected by the Financial Services Compensation Scheme (FSCS), which means in a worst case scenario, up to £85,000 per eligible person may be claimable. Further information regarding claim amounts and investor eligibility can be obtained from www.fscs.org.uk.
Data Protection, Privacy and Cookies
The material on this site is directed only at persons in the UK. It is not an offer or invitation to buy or sell the services to persons in any jurisdiction other than the UK. Any applications or requests for further information received from non-UK persons may be refused at TAM Asset Management's (TAM) discretion. All reasonable precautions have been taken to ensure the accuracy, security and confidentiality of information available through the site. The information may be amended at any time by TAM without notice. As far as it is permitted under the Financial Services and Markets Act (2000) TAM cannot be held liable for any loss or damage whether it is direct or consequential.
Opinions expressed whether in general or both on the performance of individual funds and in a wider economic context represent the views of the contributor at the time of preparation. They are subject to change and should not be interpreted as investment advice. If you are unsure of the suitability of any information contained in this website, please contact us or an Independent Financial Adviser.
Third Party Sites
This site may provide links to third party websites over which TAM has no control. These links are provided for your convenience and TAM accepts no responsibility for the content of such websites.
The information contained on TAM Asset Management Ltd’s Twitter and LinkedIn pages that is provided by TAM is for informational purposes only and should not be considered as investment advice or a recommendation to invest in any particular security, strategy or investment product. TAM is not engaged in rendering any tax, legal or accounting advice. Please consult with a qualified professional for this type of advice.
TAM Asset Management Ltd is not affiliated with Twitter and LinkedIn and has no responsibility for its operations and services or for other Twitter and LinkedIn service sites. TAM Asset Management Ltd reserves the right to block any follower who posts content that is deemed inappropriate or offensive or constitutes a testimonial, advice, recommendation or advertisement for securities, products, or services or is promotional in nature. TAM Asset Management also reserve the right to block followers whose Twitter and LinkedIn page contains offensive or inappropriate content or serves as a promotional site.
For TAM's Pillar 3 Disclosure please click here.
The UK Stewardship Code aims to enhance the quality of engagement between investors and companies to help improve long-term risk-adjusted returns to shareholders. TAM accesses asset classes for its clients through collective investments. There is little scope for direct engagement with underlying investee companies held by a collective fund. However, our investment management team seeks evidence of good quality management and their adherence to the Stewardship Code and the Principles for Responsible Investment when they meet with the fund managers. This normally occurs at least twice yearly.
ESG Principles of Investing
The TAM investment management team recognise the long term growth prospects within the ESG market and as such have been an active participant in proffering the strategy to clients for nearly 8 years. Full ESG portfolios have been available for many years. Beyond its pure ESG portfolio strategies, TAM in its diversified broad portfolios, whilst not committing to following a holistic ESG investment mandate, retains the ability to invest (and continues to do so) into funds with specific ESG credentials (Funds classified as Article 8 or 9 under SFDR). TAM is cognisant to capture and appreciates the value this long term ESG oriented global theme. ESG positions in broader portfolios increase the diversification measure within the portfolio mandate and are a core part fo the TAM investment philosophy.
Treating Customers Fairly
The Treating Customers Fairly (TCF) principle, outlined by the FCA and implemented in 2007, aims to raise standards in the way firms carry out their business by introducing changes that will benefit consumers and increase their confidence in the financial services industry.
At TAM, our ethos has always been to put the customer first and we pride ourselves on the service we provide. With the FCA's call for the industry to focus on consumer outcomes and TCF, this has been cemented into our daily operations.
We believe that by making TCF a core element of our business culture, it will add protection to our clients and instil a peace of mind that is vital in sustaining a successful working relationship. We therefore welcome any and all feedback as it allows us to see the business from another perspective and tailor our operations in a manner that will benefit our customers.
If you would like to comment on any aspect of your dealings with TAM, please email us at: email@example.com.
What do I do if I have a complaint?
To benefit all TAM Asset Management clients, we have complaint handling procedures in place to ensure that all complaints are handled fairly, consistently and promptly. Should a complaint occur, we would appreciate the opportunity to resolve any problems or difficulties for you. If you have a complaint against TAM, you should make the complaint directly to us either by letter, email or telephone.
All complaints should be addressed to the Complaints Department using the following contact details:
TAM Asset Management
10th Floor, City Tower
40 Basinghall Street
+44(0)207 549 7650
What do I do if I have a complaint? What information should I provide?
To help us deal with your complaint quickly and efficiently, it would help us if you included the following information:
What happens next?
If we are unable to resolve your complaint by the next business day following receipt and it involves an allegation that you have suffered, or may suffer, financial loss, material distress or material inconvenience, the following procedures will apply:
- Within five business days of receiving your complaint, we will provide you with a letter acknowledging receipt.
- Your complaint will be investigated by an individual of sufficient competence who, where appropriate, has not been directly involved in the matter which is the subject of the complaint.
- We aim to provide you with a full response within four weeks of receiving your complaint.
- In the unlikely event that you are not happy with our initial response we will ask you to let us know so we can investigate further.
- Where, due to the complexities of a complaint, we are unable to provide you with a full response within four weeks, we will let you know, and we will aim to provide our final response within eight weeks.
- If TAM is still not in a position to make a final response at that time, we will advise you of the reasons for the delay along with an indication as to when we expect to provide a detailed response.
What if I am dissatisfied with the final response?
Every effort will be made to resolve your complaint. However, if you are not satisfied with our response, you may be entitled to refer your complaint to the Financial Ombudsman Service (FOS). This will only apply if you are a personal customer, or the complaint is in relation to a business account and your company has an annual turnover of less than £1million. The FOS is an independent organisation, which was set up as a result of the Financial Services and Markets Act 2000 (FSMA) to help resolve disputes between customers and financial firms.
The FOS can be contacted at the following address:
Financial Ombudsman Service
You can also contact the FOS by telephone on 0800 023 4567, or via their website at www.financial-ombudsman.org.uk.