Free Junior ISA

TAM understands that it is never too early for an investor to start saving for their child's future and with the end of the 2019/2020 tax year fast approaching, we are offering a Junior ISA (JISA) which we will manage for free with every Adult ISA opened between now and 1st April 2020.

JISAs opened under these circumstances will benefit from no annual management charge (AMC) for as long as the account is open (nor on any subscriptions made to it), boosting the annual tax-free gains that can be earned. The current 2019/2020 JISA allowance is £4,368.
What does this mean in practice?
If a TAM JISA is opened for the maximum time frame of 18 years, the savings from paying no AMC could amount to nearly £5,000. This equates to more than one year’s saving based on the current annual allowance and is illustrated below.


Source: TAM Asset Management Ltd. A TAM JISA opened over an 18-year time frame factoring in 4% growth per annum with an annual contribution of £4,368. Savings are based on TAM’s standard AMC of 0.5% per annum. The value of investments can go down as well as up. Past performance is not a guide to future returns and investors may get back less than their original investment.    

It's really easy to open an ISA at TAM and benefit from our free JISA offer, just complete the steps below before 1st April 2020.

1.  Request investment proposals using the forms available below.

2.  Complete the application forms at the back of the proposals.

3.  Complete the Adult and Junior ISA declarations available below.

4.  Post the completed application forms and ISA declarations to our Head Office address.

5.  Send the funds via electronic transfer following the instructions in the proposals.

Don't delay, make the most of this year's tax free ISA allowances today and if you have any questions just get in touch with our Business Development Manager, Joseph Terry at