Our passive investment solution


TAM Passive is our range of portfolios using solely passive investments. The passive portfolios seek to outperform the TAM benchmark on a risk/return metric through a diversified set of passive investments. Commonly known as a buy and hold investment strategy, passive investment strategy seeks to maximise returns over time, by keeping trading to a minimum thereby avoiding excessive dealing and other charges that might drag on performance. TAM Passive clients have a choice of five risk graded portfolios that span the risk spectrum from more defensive lower risk returns, through to more adventurous equity-based investment returns.
PORTFOLIO INCEPTION AVAILABILITY AMC FACTSHEET
      Direct Platform  
Passive Defensive 1-May-2018 Direct 0.15% N/A Defensive
Passive Cautious 1-Apr-2018 Direct 0.15% N/A Cautious
Passive Balanced 1-Dec-2017 Direct 0.15% N/A Balanced
Passive Growth 1-Dec-2017 Direct 0.15% N/A Growth
Passive Adventurous 1-Dec-2017 Direct 0.15% N/A Adventurous

The TAM Passive Portfolios


Defensive
Passive Defensive seeks to generate modest returns higher than cash in the bank over the medium term with potential for consistent though constrained capital growth. The portfolio has a more defensive approach to equity exposure compared to Passive Cautious - typically comprising of 15% equity and 85% non-equity.

Cautious
Passive Cautious seeks to generate modest capital growth higher than bond-based returns over the short to medium term by employing a more cautious passive investment strategy than Passive Balanced. The portfolio will have a modest approach to equity exposure - typically comprising of 35% equity and 65% non-equity.

Balanced
Passive Balanced seeks to generate capital growth over the medium to longer term, with the aim of riding out short-term fluctuations in value. The passive investment portfolio will have a more balanced approach to equity exposure compared to Passive Growth - typically comprising of 50% equity and 50% non-equity.

Growth
Passive Growth seeks to generate higher capital growth over the medium to long-term by employing a more dynamic investment strategy. The portfolio will have a higher exposure to equities compared to Passive Balanced - typically comprising of 70% equity and 30% non-equity.


Adventurous
Passive Adventurous seeks to generate strong capital growth over the longer term and can experience frequent and higher levels of volatility than Passive Growth. This passive investment portfolio will have a large exposure to equities - typically comprising of 85% equity and 15% non-equity.

The diagram is for illustrative purposes only. The value of investments, and the income from it, may go down as well as up and may fall below the amount initially invested. Weightings may deviate from these levels at the Investment Team's discretion whilst staying within specific guidelines, so the above asset allocation is intended as a guide only.