TAM Focus - our model portfolio investment solutions

We believe that every investor should have access to actively managed, diversified model portfolio investment opportunities regardless of their level of wealth and in 2012 we launched TAM Focus - a range of low cost model investment portfolio options which invest in the core funds that make up the TAM Premier portfolio range. Clients have a choice of five graded portfolios that span the risk spectrum from more defensive lower risk returns, through to more adventurous equity based investment returns.

The model investment portfolios

Defensive

Focus Defensive seeks to generate modest returns higher than cash in the bank over the medium term with potential for consistent though constrained capital growth. The portfolio has a more defensive approach to equity exposure compared to Focus Cautious - typically comprising of 15% equity and 85% non-equity - though weightings may deviate within set parameters, allowing our managers to react to market conditions.

Cautious

Focus Cautious seeks to generate modest capital growth higher than bond based returns over the short to medium term by employing a more cautious investment strategy than Focus Balanced. The portfolio will have a modest approach to equity exposure - typically comprising of 35% equity and 65% non-equity - though weightings may deviate within set parameters, allowing our managers to react to market conditions.

Balanced

Focus Balanced seeks to generate capital growth over the medium to longer term, with the aim of riding out short term fluctuations in value. The portfolio will have a more balanced approach to equity exposure compared to Focus Growth - typically comprising of 50% equity and 50% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.

Growth

Focus Growth seeks to generate higher capital growth over the medium to long-term by employing a more dynamic investment strategy. The portfolio will have a higher exposure to equities compared to Focus Balanced - typically comprising of 70% equity and 30% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.

Adventurous

Focus Adventurous portfolio seeks to generate strong capital growth over the longer term and can experience frequent and higher levels of volatility than Focus Growth. The portfolio will have a large exposure to equities - typically comprising of 85% equity and 15% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.

 
The diagram is for illustrative purposes only. The value of investments, and the income from it, may go down as well as up and may fall below the amount initially invested. Weightings may deviate from these levels at the Investment Team's discretion whilst staying within specific guidelines, so the above asset allocation is intended as a guide only.
 

Key advantages
 

 

Low cost

Access to professional discretionary management without incurring premium costs.

 

Pre-investment report

We produce a comprehensive report which clearly focuses on investment objectives, risk rating and asset allocation. This is provided to all advisers and their clients before investing.

 

A range of risk graded portfolios

5 portfolio choices from Defensive to Adventurous

 

Accessibility

You can invest directly into the five Focus portfolios, or use them as an underlying asset for an ISA, SIPP, Pension, Trust or a Life Assurance wrapped product.

 

TAM Platform

The Focus portfolios are run on TAM’s innovative platform which allows instant valuations, model portfolio performance information and asset exposure analysis.

 

Transparency

We provide the highest levels of transparency for assets and costs in line with, and often exceeding, that required by the industry.

 

International investment and increased diversification

TAM Focus allows for broadly diversified investment solutions, including an international element in line with the risk profile selected.

 

Fast and simple application process

Once  professional advisers are registered with TAM they can download customised client reports and efficiently open accounts.

Multi-asset investing

With a best of breed approach, TAM creates and manages portfolios diversified not only by underlying investment asset and sector, but also by manager and corporate provider. This is essential to adding value to client portfolios. Depending on the risk graded portfolio selected, TAM uses OEICS, unit trusts, exchange traded funds and structured products to access a broad range of assets including equities, fixed income, property, commodities, alternative investment and hedge funds.

To discuss our model portfolio performance or to find out more about our TAM Focus model portfolio investment range, get in touch today.



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