Our low-cost investment solution


TAM Focus is our range of low cost model investment portfolio options which invest in the core funds that make up the TAM Premier portfolio range. TAM Focus clients can select an investment portfolio that most closely reflects their investment return objectives and attitude to risk. We offer five risk-graded portfolios that span the risk spectrum from more defensive, lower risk returns, through to higher risk, equity based investment returns.
PORTFOLIO INCEPTION AVAILABILITY AMC FACTSHEET
      Direct Platform  
Focus Defensive

1-Nov-2017

Direct, 7IM, Ascentric, Aviva, Novia, Transact 0.25% 0.30% Defensive
Focus Cautious

1-Dec-2012

Direct, 7IM, Ascentric, Aviva, Novia, Transact 0.25% 0.30% Cautious
Focus Balanced

1-May-2012

Direct, 7IM, Ascentric, Aviva, Novia, Transact 0.25% 0.30% Balanced
Focus Growth

1-Feb-2012

Direct, 7IM, Ascentric, Aviva, Novia, Transact 0.25% 0.30% Growth
Focus Adventurous

1-Sep-2013

Direct, 7IM, Ascentric, Aviva, Novia, Transact 0.25% 0.30% Adventurous

The TAM Focus Model Portfolios


Defensive
Focus Defensive seeks to generate modest returns higher than cash in the bank over the medium term with potential for consistent though constrained capital growth. The portfolio has a more defensive approach to equity exposure compared to Focus Cautious - typically comprising of 15% equity and 85% non-equity - though weightings may deviate within set parameters, allowing our managers to react to market conditions.

Cautious
Focus Cautious seeks to generate modest capital growth higher than bond based returns over the short to medium term by employing a more cautious investment strategy than Focus Balanced. The portfolio will have a modest approach to equity exposure - typically comprising of 35% equity and 65% non-equity - though weightings may deviate within set parameters, allowing our managers to react to market conditions.

Balanced
Focus Balanced seeks to generate capital growth over the medium to longer term, with the aim of riding out short term fluctuations in value. The portfolio will have a more balanced approach to equity exposure compared to Focus Growth - typically comprising of 50% equity and 50% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.

Growth
Focus Growth seeks to generate higher capital growth over the medium to long-term by employing a more dynamic investment strategy. The portfolio will have a higher exposure to equities compared to Focus Balanced - typically comprising of 70% equity and 30% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.


Adventurous
Focus Adventurous portfolio seeks to generate strong capital growth over the longer term and can experience frequent and higher levels of volatility than Focus Growth. The model portfolio investment will have a large exposure to equities - typically comprising of 85% equity and 15% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.

The diagram is for illustrative purposes only. The value of investments, and the income from it, may go down as well as up and may fall below the amount initially invested. Weightings may deviate from these levels at the Investment Team's discretion whilst staying within specific guidelines, so the above asset allocation is intended as a guide only.