TAM can trace our company roots back to the 1930’s and today is majority owned by our management team of experienced investment and operations professionals who believe that every investor should have access to actively managed, diversified, transparent investment portfolios, regardless of their level of wealth. Our award-winning investment team have the depth of knowledge and understanding needed to quickly respond to ever-changing market and regulatory conditions, so you can rest assured your wealth is in capable hands.
Our entire portfolio service has been designed and developed to provide clients peace of mind in relation to key portfolio fundamentals: Accessibility, security, transparency, flexibility, liquidity, risk management, diversification, and performance.
We have made our portfolios as accessible as possible. We accept investments directly or transfers from your ISA, pension scheme (SIPP and QROPS), life insurance bond, wrapper, or trust. We work with most of the major product providers and are adding new ones each day, taking away adviser burden by liaising directly with the ceding offices.
The security of your investment is paramount, this is why TAM do not seek to hold client assets directly and instead investments are typically held on TAM's behalf with our custodian - Pershing Limited. Pershing are part of The Bank of New York Mellon Corporation (BNY Mellon), one of the world’s largest and strongest financial institutions in the world, unparalleled in terms of their size, security and experience in custody and clearing services. Pershing have been providing such services since 1939 and are regulated by the Financial Conduct Authority (FCA) in the UK.
Pershing offers some of the highest levels of protection available in the industry to each and every client. By partnering with the most respected counterparties, TAM provides clients with some of the strongest asset protection available presently in the industry. Further information regarding Pershing and their services can be found at their website: www.pershing.co.uk
Our innovative online platform offers 24-hour access to clients and their advisers. It allows instant consolidation of all your investments, real-time portfolio valuations, detailed analysis of investments, performance measurement and details of asset exposure.
With a few clicks it is possible to draw a full management report and have it delivered as a .pdf file instantly. This reporting package allows for you to choose the dates and style of your report and it is all available at the touch of a button.
The liquidity of an investment is fundamental for its consideration for a portfolio. The time to return your client’s money is reported every day and we do not impose any lock-in periods for clients withdrawing or moving their funds if their circumstances change, or they are not entirely satisﬁed.
Our portfolios beneﬁt from our ability to adjust the portfolio compositions in order to react to key market conditions. This ﬂexibility allows TAM, within a portfolios' parameters, to add protection or take advantage of a growing market. Our TAM Passive portfolios have lower ﬂexibility due to their 20% maximum tracking error.
Graph representative of an active portfolio during period shown. The value of investments, and the income from it, may go down as well as up and may fall below the amount initially invested. Weightings may deviate from these levels at the Investment Team's discretion whilst staying within specific guidelines, so the above asset allocation is intended as a guide only.
We manage portfolios across the risk spectrum and their composition is driven by key market conditions. Our Focus, Ethical, Sharia and Passive ranges have a range of five risk profiles – Defensive to Adventurous.
The diagram is for illustrative purposes only. The value of investments, and the income from it, may go down as well as up and may fall below the amount initially invested. Weightings may deviate from these levels at the Investment Team's discretion whilst staying within speciﬁc guidelines, so the above asset allocation is intended as a guide only.
TAM uses diversiﬁcation across asset class, geographical focus and underlying funds to spread risk and exposure. Below is a snapshot of the asset allocation and fund selection an active Premier Balanced portfolio may invest in. Actual funds purchased will depend on investment timing.
Diagram representative of a TAM Premier balanced portfolio. Weightings may deviate from these levels at the Investment Team's discretion whilst staying within speciﬁc guidelines, so the above asset allocation is intended as a guide only.
TAM has an excellent long-term track record demonstrating performance across different market cycles and conditions. Our aim is simple; to increase return whilst limiting risk. Our TAM Passive portfolios have a further aim to ensure a 20% maximum tracking error. Please click here for our portfolio factsheets.